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Request a loan officer to call |
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Welcome
to AGF
Mortgage,
Inc. |
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For your
commercial
and SBA
loan
needs
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9140
Ward
Parkway
Suite
110
Kansas
City
Missouri
64114 |
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Non-SBA Commercial Loan Rates |
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These rates are for minimum loan amount of $ 500k with low loan to value and 30 years amortization period. For different property types, loan sizes, and high loan to values please call. |
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Term |
Multi Family |
Office |
Industrial |
Retail |
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3 Yrs |
6.000 |
6.800 |
6.700 |
6.800 |
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5 yrs |
6.375 |
6.950 |
6.840 |
6.840 |
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7 Yrs |
6.750 |
7.020 |
6.920 |
6.920 |
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10 Yrs |
7.375 |
7.375 |
7.500 |
7.500 |
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For 15, 20, and 30 year fixed rates call or complete the contact form in the middle of the page. |
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816 361-9988 |
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800 930-4243 |
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About AGF Mortgage, Inc. |
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AGF Mortgage Inc., founded in 1993, provides financing in Kansas, Missouri, and 35 other states. We are devoted to excellence in customer service with flexible, easy, and efficient loan programs, low rates and closing costs. Since we work with many investors, we have more flexibility to meet our clients' needs concerning loan size and property or document type than just a particular bank or a mortgage company. We provide commercial real estate loans for small and mid-size businesses with loan amounts from $100,000 to $20 Million. |
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Loans from $150,000 to $5,000,000, focusing on the borrower's credit score and personal financial strength. |
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Property Types |
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Loan for owner /user commercial, retail, industrial, home care, hotel, motel, gas station, professional, ware house, strip center, and metal buildings. |
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Loan Types |
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Purchase |
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Refinance |
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Construction |
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Cash Out Refinance |
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SBA 504 for owner occupied property |
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SBA 7a Loan for owner occupied property |
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Loan Amount |
$150,000, to $10,000,000 |
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Loan Period |
up to 25 Years |
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LTV |
SBA 504 Loan up to 90% |
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SBA 7(a) Loan up to 90% |
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Terms for SBA Loan |
15, 20, and 30 years |
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Minimum Fico Score |
Not requires |
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States where we offer our services are: |
AL, AK, CA, CO, CT, DE, GA, ID, IN, IL, IA, KS, KY, LA, ME, MD, MA, MI, MO, MT, NH, NE, NC, NM, OH, OK, OR, PA, SC, TN, TX, UT, VT, VA, WA, WV, WY |
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Commercial loan amounts from $150,000 to $20 Millions . |
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Property Types |
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Class I: Apartment Buildings, Multi-Family (five plus units), Mixed-Use |
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Class II: Office, Retail, Warehouse, Self Storage, Mobile Home Park, Bed and Breakfast, Assisted Living Facility, Church building |
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Class III: Light Industrial, Hotel/Motel, Automotive Service (must clear environmental risk parameters) |
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Class IV: Day Care, Gas Station, Health Care, Restaurant, RV Park, Church |
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Loan Types |
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Purchase |
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Refinance |
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Construction |
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Cash Out Refinance |
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SBA 504 for owner occupied property |
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SBA 7a Loan for owner occupied property |
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Loan Amount |
$100,000, to $20,000,000 |
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Fixed Period |
2, 3, 5, 7, 10, 15 and 30 years |
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LTV |
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| Varies depending on loan and property types |
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Terms |
15, 20, 25, and 30,years |
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Minimum Fico Score |
640 |
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Credit
Policy |
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Credit
policies
in
all
loan
programs
are
subject
to
change
without
notice.
However,
we
try
to
update
our
web
site
as
frequently
as
possible.
Rate
and percentage
of
loan,
will
be
based
on
borrower's
credit
scores.
Credit
score
could
be
as
low
as
640.
Rates
and
percentage
of
loan
change
for
640,
660,
680,
700,
720,
740,
760,
and
780
credit
scores.
Please
call
for
further
information.
Loan
to
value
has
a
direct
effect
on
commercial
loan
rates.
Borrowers
borrowing
up
to
50,
55,
60,
65,
70,
75%
of
the
property
value,
will
receive
considerably
lower
rate
than
borrowing
80%.
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Property Types |
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Multi-Family Units |
Multi-Family units are structures containing five or more dwelling units with common area facilities. Multi-Family must be rented to tenant on a non-transient basis. Multi family building with less than 5 units is considered residential rather than Commercial, unless it is located in a commercial zone. For your primary home or your rental property between 1 to 4 units, visit our residential site by clicking here. The following states are the states in which 5 and more units are considered commercial: Alabama, Alaska, California, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Missouri, Montana, New Hampshire, Nebraska, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Tennessee, Utah, Virginia, Vermont, West Virginia, Washington, Wyoming |
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Mixed Use Building |
Mixed Use Buildings are properties with at least one commercial unit ( retail, office, etc.) and one residential unit. |
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Office Building |
Office Buildings are designed for general commercial occupancy. Office use implies a general business use that does not include retail, manufacturing, or warehouse type operations. |
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Retail Building |
Retail Building is designed for retail sales and displays and it usually has display front. |
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Self Storage |
Self Storage consists of mini warehouses subdivided into a mixture of cubicles of generally small size designed to be rented for small self-storage or non-commercial storage. |
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Light Industrial |
Light Industrial is a small size facility with no heavy manufacturing. Office space within light industrial ranges from 3% to 25% of the total area. |
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Warehouse |
Warehouse is designed for storage purpose. |
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Mobile Home Park |
Mobile Home Park is considered as long as not more than 25% of the total space is used for RV. |
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Flagged Hospitality |
Flagged Hospitalities are hotels with national franchise affiliation. |
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Industrial |
Industrial is where the principal structure is designed for manufacturing processes, heavy assembly and involves the use of heavy machinery. |
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Day Care |
Day Care Centers are early childhood, handicapped, adult, and senior care facilities. |
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Health Care |
Health Care Buildings are used for hospital, assisted living, or nursing home type operations. |
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Restaurant |
Restaurants are constructed for the purpose of preparation and sale of food. |
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RV Park |
RV Parks are designed for recreational vehicles. |
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States where we offer our services: |
Alabama, Alaska, California, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Missouri, Montana, New Hampshire, Nebraska, New Mexico, North Carolina Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Tennessee, Utah, Virginia, Vermont, West Virginia, Washington, Wyoming |
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