AGF Mortgage, Inc.

                            Since 1993        (816) 361-9988 or (800) 930-4243

 9140 Ward Parkway  Kansas City, Missouri  64114                            

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Three Ways to Apply

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     How to Apply

  Online Application
  By Phone (local)           816-361-9988
  By Phone ( toll-free)     800-930-4243
  Request a Loan Officer to Contact You
 

  Office Address:        

    9140 Ward Parkway Suite 110
    Kansas City, Missouri 64114
 

Quick Quote for Residential

Name:

Email

Phone Number:

Best Time to call:

 

Property Type:

Loan Amount

 

Loan Purpose:

Property Value:

Your credit score

 purchase Price

  City:   State

 Comment:
 

 

 No Cost Pre-Approval

These days, getting a pre-approval is the norm.  Some homeowners and real estate agents are even hesitant to show you homes if you have not been pre-approved. So, if you are in the market to purchase an owner-occupied residence, a second home or a rental property, you need to apply for a pre-approval.

 

Why Choose AGF Mortgage?

 

AGF Mortgage, Inc. was founded in 1993 with commitment to Kansas and Missouri residents to provide the best possible real estate loans for owner occupied, non owner occupied (rental home), and second homes with low rates and low closing costs.

When it comes to our rates, whether you are an employee or self employed, you will find the most suitable loan program among hundreds that we offer through over fifty investors. Our experience makes the loan processing smooth and fast.

We have an excellent service. That is why our customers keep coming back to us and they refer us to their relatives, friends and co-workers. 

We challenge the major lenders in this area such as Chase, Bank of America, and others with our low costs and excellent service.

 

A Few Helpful Tips

Tip #1  Don't buy what you have been qualified for. Buy what you can really afford. After you close the loan, you are the only one responsible for the payments, not the loan officer.

Tip #2  If you are short on cash for closing, ask the sellers if they are willing to pay all or part of your closing costs.

Tip#3  Don't get Option Arm loans. They could be disastrous and could ruin your credit if you are not careful.

Credit Score and Down Payment

 

Interest rate will be based on the borrower's credit score. Credit score could be as low as 500 for non-conforming loans with income verification and high down payment. For stated income or no income verification loans with lower loan to value, credit score could be as low as 580. Interest rates and the percentage of loan to value change for, 560, 580, 600, 620, 640, 660, 680, 700, 720, 740, 760, 780 and 800 credit scores. The minimum credit score for 100% loan is 620.  Please call for further information.

AGF Mortgage, Inc. is licensed in KS and MO. Missouri Residential Mortgage License Registrant NO. 06-063 and Kansas Residential Mortgage License Registrant NO. 96-0135

 

States where we offer our services are:  Alabama, Alaska, California, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Missouri, Montana, New Hampshire, Nebraska, New Mexico, North Carolina Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Tennessee, Utah, Virginia, Vermont, West Virginia, Washington, Wyoming

 
 
                          Interest Rates for Kansas and Missouri 
 

For Owner Occupied or Primary Home

 

The following interest rates for the states of Kansas and Missouri are approximates due to the fact that interest rates change by the hour. The loan amount, purpose of the loan, and borrower's credit score are also used to determine the interest rate. For a more accurate interest rate for residential mortgage loans in KS and MO give us a call at (816) 361-9988 or (800) 930-4243 seven days a week from 8:30am to 8:30pm CST, or fill out our online application (secure) and a loan officer will contact you within a few hours.
 

Best time to convert your Adjustable rate to Fixed rate is now. 816 361-9988

Rate for Minimum Loan Amount of $250K and credit score of 720 or more for 12/26/2008
 

Term

Rate

Origination

APRS

30 Yrs Fixed

5.125

0.000

5.162

30 Yrs Fixed 4.625 1.000 4.751
15 Yrs Fixed 5.125 0.000 5.121

15 Yrs Fixed

4.625

1.000

5.121

 

Interest Rates for Rental Property 

 

Below are the interest rates for 1 to 4 unit rental properties for purchase and rate/term refinance with full doc. These rates are based on a loan size of $150K with loan to value of 75% or more and are approximates due to the fact that rates change by the hour. For a rate quote for a small loan amount with high loan to value, please call :   

                                                  (816) 361-9988 or (800) 930-4243.
 

                            Rate for Minimum Loan Amount of $150K

Term

Rate

APRS

30 Year Fixed

 Call

Call

 

     

Second Mortgage and Home Equity Line of Credit

 
 

Rates depend on the LTV (loan to value), credit score, loan amount, and real estate type. Please call us for exact rates. (816) 361-9988 or (800) 930-4243

    
     

Interest Rates for Commercial Loan

 

These rates are for minimum loan amount of $500k with low loan to value and 30 years amortization period. For different  property types and loan sizes, please call (816) 361-9988 0r (800) 930-4243

Term

Multi Family

 Office

Industrial

Retail

3 Yrs

    6.50

   6.80

   6.70

  6.8

5 Yrs

    6.64

   6.95

   6.84

  6.84

7 Yrs

    6.72

   7.02

   6.92

  6.92

10 Yrs

    6.85

   7.15

   7.05

  7.05

  For 15, 20, and 30 year fixed rates, call or complete the contact form below.
 

 

Quick Quote for Commercial Loan

If you would like a loan officer to call you with rates, please complete this form.

                                                                           
 First Name:   Last Name:   Best Time to Call:
 Phone:     Cell:    E-mail:
 City:               State:       

Details of Transaction

Loan Amount:    Purchase Price:   Property Value:  

Purpose of Loan:    

Document Type:

Address:   City:    State:   Zip: 

Type of Property:   If not listed, please type:

For Refinance (complete next line)

 Original Cost:   Existing Loan Amount:   Year of Purchase: 

For purchase and refinance complete next lines.

Occupancy:  (If owner occupied, what percentage %
 # of units       Total Square Feet         Vacancy  %     
Monthly Rents      your Credit Score 
Comment:

 

 

Jumbo Loan

 
 

Rates depend on the LTV (loan to value), credit score, loan amount, and real estate type. Please call us for exact rates. (816) 361-9988 or (800) 930-4243

 

We offer our services to all the cities of Kansas and Missouri including list below:

Arnold,  Arrow Rock,  Ashland,  Aurora,  Ava,  Ballwin,  Belton,  Bethany,Black Jack,  Blue Springs,  Bolivar,  Boonville,  Bourbon,  Bowling Green,  Branson,  Brentwood,  Brookfield,  Brunswick,  Buffalo,  Butler,  California,  Camdenton,  Cameron,  Cape Girardeau,  Carl Junction,  Carrollton,  Carthage,  Caruthersville,  Cassville,  Centralia,  Chesterfield,  Chillicothe,  Clayton,  Clinton,  Columbia,  Crestwood,  Creve Coeur,  Cuba,  Dexter,  Eagleville,  East Prairie,  Eldon,  Ellisville,  Eureka,  Excelsior Springs,  Farmington,  Fayette,  Fenton,  Festus,  Florissant,  Forsyth,  Fort Leonard Wood,  Fulton,  Granby,  Grandview,  Greenview,  Hale,  Hallsville,  Hannibal,  Harrisonville,  Hazelwood,  Hermann,  Higginsville,  Hillsboro,  Hollister,  Houston,  Malden,  Manchester,  Mansfield,  Maplewood,  Marceline,  Mark Twain Lake,  Marshall,  Maryland Heights,  Maryville,  Mexico,  Moberly,  Monett,  Mongomery City,  Monroe City,Mount Vernon,  Mountain Grove,  Mountain View,  Neosho, Nevada,New Franklin,   New Haven,  New Madrid,  Nixa,  Noel,  North Kansas City,Oak Ridge,  Odessa,  O’Fallon,  Olivette,  Osage Beach,  Owensville,  Ozark,  Pacific,  Paris,  Park Hills,  Parkville,  Parma,  Perry,  Perryville,  Piedmont,Platte City,  Pleasant Hill,   Poplar Bluff,  Raytown,  Republic,  Richland,  Richmond,  Richwoods,  Rock Port,  Rolla,  Saint Ann,  Saint Charles,  Saint Clair,  Saint Genevieve,  Saint John,  Saint Joseph,  Saint Louis,  Saint Peters,Saint Robert,  Salem,  Salisbury,  Savannah,  Sedalia,  Sikeston,  Slater,  Smithville,  Springfield,  Sturgon,  Sullivan,  Sunrise Beach,  Theodosia,  Tipton,Town & Country,  Trenton,  Troy,  Union,  University City,  Vandalia,  Versailles Warrensburg,  Warrenton,  Warsaw,  Washington,  Waynesville,  Webb City,  Weldon Spring,  Wentzville,  West Plains,  Weston,  Whiteman AFB,  Wildwood,  Wright City. Kansas Abilene,  Agra,  Alden,  Aliceville,  Alma,  Almena,  Altamont,  Alton,  Andover,  Angelus,  Anthony,  Argonia,  Arkansas City,  Arlington,  Arnold,  Ashland,  Atchison,  Atlanta,  Attica,  Atwood,  Axtell,  Baldwin City,  Basehor,  Baxter Springs,  Beeler,  Belleville,  Beloit,  Belpre,  Bentley,  Bern,  Bird City,  Bison,  Blue Rapids,  Bonner Springs,  Brainerd,  Bremen,  Brookville,  Bucklin,  Buffalo,  Buhler,  Burden,  Burlingame,  Burlington,  Burr Oak,  Burrton,  Bushton,  Caldwell,  Cambridge,  Canton,  Cassoday,  Cawker City,  Cedar Vale,  Chanute,  Chapman,  Cheney,  Chetopa,  Cimarron,  Clay Center,  Clearwater,  Clifton,  Coffeyville,  Colby,  Columbus,  Colwich,  Concordia,  Council Grove,  Countryside,  Courtland,  Crystal Springs,  Cunningham,  Dalton,  Damar,  Danville,  Delphos,  Denmark,  Derby, Dexter,  Dodge City,  Downs,  Dresden,  Durham,  Edgerton,  Edwardsville,  El Dorado,  Elk City,  Elk Falls,  Elkhart,  Ellinwood,  Ellis,  Ellsworth,  Emporia,  Enterprise,  Erie,  Eskridge,  Eudora,  Eureka,  Florence,  Fort Riley,  Fort Scott,  Fowler,  Frankfort,  Fredonia,  Freeport,  Frontenac,  Galva,  Garden City,  Garden Plain,  Gardner,  Garnett,  Gas,  Gaylord,  Geneseo,  Girard,  Glasco,  Goessel,  Goodland,  Gove,  Grainfield,  Great Bend,  Greensburg,  Grenola,  GrinnellHaddam,  Halstead,  Hardtner,  Harper,  Haviland,  Hays,  Hazelton,  Herington,  Herndon,  Hesston,  Hiawatha,  Highland,  Hillsboro,  Hoisington,  Holton,  Holyrood,  Hope,  Horton,  Howard,  Hoxie,  Hudson,  Hugoton,  Humboldt,  Independence,  Ingalls,  Inman,  Iola,  Jennings,  Jetmore,  Jewell,  Johnson City,  Junction City,  Kanorado,  Kansas City,  Kechi,  Kingman,  Kinsley,  Kiowa,  Kirwin,  Kismet,  La Crosse,  La Harpe,  Lakin,  Lansing,  Larned,  Lawrence,  Leavenworth,  Leawood,  Lebanon,  Lebo,  Lecompton,  Lenexa,  Lenora,  Leon,  Leoti,  Lewis,  Lewisburg,  Liberal,  Lincoln,  Lincolnville,  Lindsborg,  Linwood,Little River,  Logan,  Long Island, Longton,  Lost Springs,   Louisburg,  Lucas,  Luray,  Lyndon,  Lyons,  Macksville,  Maize,  Manhattan,  Mankato,  Marion,  Marquette,  Marysville,  McCracken,  McPherson,  Meade,  Medicine Lodge,  Melvern,  Merriam,  Minneapolis,  Minneola,  Mission,  Moline,  Montezuma,  Moran,  Moundridge,  Mullinville,  Mulvane,  Neodesha,  Ness City,  New Cambia,  Newton,  Norton,  Nortonville,  Oakley,  Oberlin,  Olathe,  Onaga,  Osage City,  Osborne,  Oskaloosa,  Oswego,  Ottawa,  Overbrook, Overland Park,  Oxford,  Palco,  Paola,  Park, Park City,  Parsons,  Peabody,  Phillipsburg,  Pilsen,  Pittsburg,  Plains,  Plainville,  Plevna,  Potwin,  Prairie Village,  Pratt,  Pretty Prairie,  Protection,  Quinter,  Ramona,  Randall,  Raymond,  Rose Hill,  Russell,  Russell Springs,  Sabetha,  Saint Francis,  Saint John,  Saint Marys,  Salina,  Scandia,  Scott City,  Sedan,  Sedgwick,  Selden,  Seneca,  Sharon,Sharon Springs,  Shawnee,  Shawnee Mission,  Smith Center,  Solomon,  South Hutchinson,  Spring Hill,  Stafford,  Stark,  Sterling,  Stockton,  Strong City,  Summerfield,  Sylvan Grove,  Syracuse,  Tampa,  Tonganoxie, Topeka,  Toronto,  Towanda,  Tribune,  Udall,  Ulysses,  Valley Center,  Valley Falls,  Vesper,  Victoria,  Wa Keeney,  Waldo,  Wamego,  Washington,  Waterville,  Wathena,  Waverly,  Wellington,  Wichita,  Wilmore,  Wilson,  Winchester,  Windom,  Winfield,  Yates Center,  Yoder,  Zenda ,overland park, Lee summit, Liberty

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