AGF Mortgage, Inc.

   Since 1993                                 (816) 361-9988 or (800) 930-4243

 9140 Ward Parkway, Suite 110  Kansas City, Missouri  64114        

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No Cost Pre-Approval

 

 Call for rate and no cost pre-approval

We have been providing our superior services to our customers since 1993.

Loan on Rental property in Kansas and Missouri

   (816) 361-9988 Or (800) 930-4243

 

     
 

 

   

For details on the following list click on your choice.

       

 Why choose AGF Mortgage

 Refinancing current loan

 No cost pre-approval

 

 with or without cash out

Seller pays closing costs

 Interest rate  explanation

       
       
     

 

 

Conforming Loan Rate for Primary Home

Term Fixed

Rate

Origination

APRS*

30 Yrs

4.500

0.000

4.542

20 Yrs

4.250

0.000

4.306

15 Yrs 4.000 0.000 4.072
15 Yrs 4.250 1.000 4.320
On 07/26/2010 based on $250K  score of 740 or More, For others Please call at :
816 361-9988 or 800-930-4243

*APR numbers are based on the assumption that loans will be closed at the end of the month.

NMLS ID 248278, KS  No. MC.002312 & MO  No. 10-063
   

  Please call for rate on rental Home.

 

 

 

 

 Making Home Affordable Plan

 

Quick Quote

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Property Type:

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Thank you for visiting our web site. Whether you are searching for a loan to buy your dream home, a lake house, a rental property or to refinance your existing 1st or 2nd mortgages , you are in the right place. Below is a sample of a few of the loan programs we offer home owners and investors in Kansas and Missouri.   

 
  Single Family Dwelling   Triplex or 3 units
  Duplex or 2 units    Four units
  Over 4 units, visit our AGF Commercial sites.  
 
 

No Cost Pre-Approval

 
 

These days, getting a pre-approval is the norm. Some home owners and real estate agents are hesitant to show you homes if you have not been pre-approved. If you are in the market to purchase an owner-occupied residence, a second home, or a rental property, you need to apply for a pre-approval.                                                                                                                                                                                     

 
   

Loans on Rental Properties  for Purchase or Refinance

 
     
   
The following is a list of some of our rental property loan programs. If you don't see the loan program that you have in mind, please contact a loan officer either by phone or by completing the request form. A loan officer will call you at your convenience.
     

  Loan on 1 unit rental home up to 80%  

 

  Loan on 3 to 4 units rental home up to 75%

  Loan on 1 to 2 units rental home up to 75%

 

  Loan on 5 units or more up to 80% This will be a

  Loan on 1 to 2 units rental home up to 70%

 

    commercial loan. visit our commercial site.

     Call for details    
   
 

Reasons to refinance the current mortgage

 
     
   

 

Refinance with cash out

   

 

Refinance with no Cash-Out

 
     
You may refinance your existing loan with cash out option and use the proceeds for:   This type of financing is ideal for those borrowers who do not need cash-out, but prefer one or combination of the following options.
     

  Debt consolidation of high interest rate and

 

  To lower interest rate and eliminate mortgage insurance

    monthly payment credit cards

 

  To convert from owner-financed to regular mortgage

  Remodeling or repairing

 

  To convert from contract for deed to regular mortgage

  Paying off student or car loans

 

  To convert from rent-to-own to regular mortgage

  Down payment of a vacation home

 

  To convert from rent-to-own to regular mortgage

  Down payment of another rental home

 

  To remove borrower's or co-borrower's name in divorce cases

  Any other plan that you may have

 

  To combine existing first and second mortgages

   

  To buy out one's partner if the property is a rental home

      Call for details                                                                                Back to List
   
Interest Rate Explanations

 

 

Interest Rate Explanations

The  interest rates for Kansas and Missouri homeowners are based on the loan size and the credit score. Due to the fact that rates change by the hour, for more accurate rate, please complete the contact request form with your approximate loan size, property type, and your credit score. A loan officer will be happy to provide you with a more accurate interest rate quote. You could also call us any time from 8 am to 8 pm seven days a week.    

Interest rates will be based on the borrower's credit score. The higher the credit score the lower the rate would be . Interest rates and the percentage of loan to value change for  640, 660, 680, 700, 720, 740, 760, 780 and 800 credit scores.

                                                                                                                                                                                              Back to List

Why AGF Mortgage should be your choice?

Why AGF Mortgage should be your choice?

AGF Mortgage, Inc. was founded in 1993 with a commitment to Kansas and Missouri residents to provide the best possible real estate loans for owner occupied, non owner occupied (rental home), and second homes with low rates and low closing costs.

When it comes to our rates, whether you are an employee or self employed, you will find the most suitable loan program among hundreds that we offer through over fifty investors. Our experience makes the loan processing smoother and faster.                                             

We challenge the major lenders in this area such as Chase, Bank of America and others with our low costs and excellent service.

                                                                                                                                                                                                   Back to List

Reasons to Refinance the Current Mortgage

Primary Reasons to Refinance the Current Mortgage

Other Reasons to Refinance

Your current loan consists of  first and second mortgages

  Pay off high rate and high monthly payment credit cards

    and you want to combine those into one loan with a low rate

  Pay for down payment of rental or investment homes

Your loan has a high interest rate

 Pay for down payment of a 2nd or a lake home

Your current rate is variable

  Pay for remodeling of your home

  Pay off personal or car loans

  Pay for children's tuition

Pay off student loans

                                            Back to List

Loan on Investment Property

Loan on Investment Property

Are you searching for a loan to purchase or refinance multi family units from 1 to 4 units (1 unit, duplex, triplex or 4-plex) of rental property with low rates and low closing costs?  Would you like an expert loan officer to answer any question you may have? If so, you are in the right place. We have been providing loan on investment properties for our clients for the past 15 years with down payments as little as 10% .  For rental properties over 4 units  visit AGF Commercial Loan site. The states that we offer our commercial loan are: AL, AK, CA, CO, CT, DE, GA, ID, IN, IL, IA, KS, KY, LA, ME, MD, MA, MI, MO, MT, NC, NE, NH, NM, OH, OK, OR, PA, SC, TN, TX, UT, VT, VA, WA, WV, WY

For 1 to 4 units rental properties

   For multi family rental properties over 4 units, visit AGF Commercial Loan

                                                                                                                                                                                                  Back to List

Can Seller Pay Buyer's Closing Costs

Can Seller Pay Buyer's Closing Costs

Yes, the amount of seller's contribution toward closing costs and prepaid items  is limited to 2% on 1 to 4 units and 3%  on 5 or more units.

  Property Tax 2 to 3 months
  Hazard Insurance 14 months
  Pre-paid Interest 1 to 25 days

when we pre-approve the loan, we will give our borrowers the estimated pre-paid items along with the closing costs within $100 of the actual costs.  For more details, please call 800-930-4243

                                                                                                                                                                                                 Back to List

AGF Mortgage, Inc. is licensed in KS and MO. Missouri Residential Mortgage License Registrant NO. 06-063 and Kansas Residential Mortgage License Registrant NO. Mc.0002312 

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