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Pre approval for purchase of
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For
pre-approval on Rental home, If you are salary
employee, provide us the following documents: |
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If you are
self-employed, provide us the following documents: |
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For any question Please call: |
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Phone : 816-
361-9988 |
Fax :
816- 444-9415 |
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Interest rates on Rental home |
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Term Fixed |
Rates |
Origination |
APRS* |
30 Years
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4.875% |
00.000 |
4.980 |
15 Years |
4.000% |
00.000 |
4.125% |
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The above rates are for
08/30/2013
for rental home based
on loan amount of
$250K
and credit score of 760 for
purchase or rate term refinance . There are many
factors which effects
the rates such as
Loan size, Loan to Value
credit score, property
types. To get accurate
rate pleas call or
complete form showing. |
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Phone: 816 361-9988 |
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Since 1993, AGF Mortgage Inc has
been originating mortgage loans for primary and
rental homes in Kansas and Missouri .
Since most of our current borrowers are our
existing customers, their families or their friends,
that indicates that we have been treating our
borrowers very well. |
Click here to see what
our clients are saying! |
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Snapshot o our loans Programs |
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For
Purchase Rental Property |
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Min. down payment on 1 unit 20-25% |
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Min. down payment on 2-4 units 25% |
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Min. loan size $50.000 |
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Max. loan on 1 unit $417,000 |
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Max. loan on 2-4 units will be higher
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For
Refinance Rental property |
▪ Max. Loan to Value for 1 to 4 units 75% |
▪ Max. Loan to Value for Condo unit 75% |
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For Cash
Out Refinance |
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Max. Loan to Value on 1unit Property
75% |
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Max. Loan to Value on 2-4 units 70% |
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Harp Loan
On Rental Home |
▪ Max. Loan to Value up to up to105% |
▪ Min. loan amount $50.000 |
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Thank you for visiting our
web site. Whether you are
searching for a loan to buy
your dream home, a lake
house, a rental property or
to refinance your
existing First
mortgages , you are
in the right place. Below is
a sample of a few of the
loan programs we offer home
owners and investors in Kansas and Missouri. |
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Loans on Rental
Properties for
Purchase or Refinance |
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The following is
a list of some of our rental property
loan programs. If you don't see the loan program
that you have in mind, please contact a loan
officer either by phone or by completing the
request
form. A loan officer
will call you at your convenience. |
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Loan on 1 unit rental home up to 80% or 75% |
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Loan on 3 to 4 units rental home up to 75% |
Loan on 1 to 2 units rental home up to 75% |
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Loan on 5 units or more up to 75% This
will be a
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Loan on 1 to 2 units rental home up to 70% |
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commercial loan. visit
our commercial site. |
Minimum loan
$50,000 |
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Call
for details |
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Reasons to
refinance the current mortgage |
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Refinance
with cash out |
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Refinance with no
Cash-Out |
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You may refinance your
existing loan with cash out option and use the proceeds
for: |
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This type
of financing is ideal for those borrowers who do not
need cash-out, but prefer one or combination of the
following options. |
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Debt consolidation of high interest rate and |
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To lower interest rate and eliminate mortgage
insurance |
monthly payment credit cards |
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To convert from owner-financed to regular mortgage |
Remodeling or repairing |
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To convert from contract for deed to regular mortgage |
Paying off student or car loans |
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To convert from rent-to-own to regular mortgage |
Down payment of a vacation home |
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To convert from rent-to-own to regular mortgage |
Down payment of another rental home |
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To remove borrower's or co-borrower's name in divorce
cases |
Any other plan that you may have |
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To combine existing first and second mortgages |
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To buy out one's partner if the property is a rental
home |
Call
for details |
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Interest Rate Explanations
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Interest Rate
Explanations |
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The interest rates for
California, Kansas and Missouri
homeowners are based
on the loan size
and the credit score.
Due to the fact that
rates change by the
hour, for more
accurate rate, please
complete the
contact request
form with
your approximate
loan size, property type,
and your credit
score. A
loan officer will be
happy to provide you
with a more accurate
interest rate
quote. You could also
call us any time
from 8 am to 7
pm from Monday to
Saturday.
Interest rates will be based
on the borrower's credit score. The higher the credit
score the lower the rate would be . Interest
rates and the percentage of loan to value change for 660,
680, 700,
720, 740, 760, 780 and 800 credit scores.
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Why AGF Mortgage should be your
choice?
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Why AGF Mortgage should be your
choice?
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AGF Mortgage, Inc. was
founded in 1993 with a commitment to
Kansas and Missouri residents to
provide the best possible real
estate loans for owner occupied, non
owner occupied (rental home), and
second homes with low rates and low
closing costs. |
When it comes to our
rates, whether you are an employee
or self employed, you will find the
most suitable loan program among
hundreds that we offer through
many investors. Our
experience makes the loan processing
smoother and faster.
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We challenge the major
lenders in this area such as Chase,
Bank of America and others with our
low costs and excellent service. |
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Reasons to Refinance the Current Mortgage |
Primary Reasons to
Refinance the Current
Mortgage
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Other
Reasons to
Refinance |
Your current
loan
consists of
first
and second
mortgages |
Pay off high rate and high monthly payment credit
cards |
and you want
to combine
those into
one loan
with a low
rate |
Pay for down payment of rental or investment homes |
Your loan
has a high
interest
rate |
Pay for down payment of a 2nd or a lake home |
Your current
rate is
variable |
Pay for remodeling of your home |
Pay off personal or car loans |
Pay for children's tuition |
Pay off student loans |
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Loan on Investment Property |
Loan on Investment Property
in Kansas an Missouri |
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Are you searching for a loan to
purchase or refinance multi family
units from 1 to 4 units (1 unit,
duplex, triplex or 4-plex) of rental
property with low rates and low
closing costs? Would you like
an expert loan officer to answer any
question you may have? If so, you
are in the right place. We have been
providing loan on investment
properties for our clients for the
past 15 years with down payments as
little as 10% .
For rental properties
over 4 units
visit AGF Commercial
Loan
site.
The states that we offer our
commercial loan are: AL, AK, CA, CO,
CT, DE, GA, ID, IN, IL, IA, KS, KY,
LA, ME, MD, MA, MI, MO, MT,
NC, NE, NH, NM, OH, OK, OR, PA, SC, TN, TX,
UT, VT, VA, WA, WV, WY. We have been
active for providing loans on renal
home in Lee's Summit, Liberty, Blue
Springs, St Louis, spring field,
Overland Park, Leawood, Olathe,
Shawnee Mission Lees Summit,
Shawnee, Mission Kansas
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Can Seller Pay Buyer's
Closing Costs |
Can Seller Pay
Buyer's Closing
Costs |
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Yes, the amount of seller's
contribution toward closing
costs and prepaid items
is limited to 2% on 1 to 4
units and 3% on 5 or
more units.
Property Tax |
2 to 3 months |
Hazard Insurance |
14 months |
Pre-paid Interest |
1 to 25 days |
when we pre-approve the
loan, we will give our
borrowers the estimated
pre-paid items along with
the closing costs within
$100 of the actual costs.
For more details, please
call 800-930-4243
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Commercial Space for Rent or lease:
Commercial
Office, Retail, Warehouse and Industrial
Space for Rent or Lease in Kansas City
and overland park |
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AGF Mortgage,
Inc. is licensed in KS and
MO. Missouri Residential
Mortgage License Registrant
NO. 06-063 and
Kansas Residential Mortgage
License Registrant NO.
Mc.0002312 |
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_________________________________________________________________________________________
Home
Mortgage loan rates on rental homes or investment
properties
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Copyright © 1998-2022 AGF Mortgage Inc. |
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