Payday loans are a good alternative for people who need urgent cash, especially if they also have bad credit. These are short-term unsecured loans that you have to pay off on your next payday, hence their name. These financial products are fast, so that you can get up to $1,000 within one business day.
Payday loans are also known as cash advances, cash loans, payday advances, small dollar loans, deferred-deposit loans. Applying for a payday loan is easy. All you need is meet the general requirements and any additional eligibility criteria your lender may have. You must be:
A US citizen or a permanent resident
Over 18 years old
The owner of an active checking account
Employed and have an above-average income
Prepared to provide your contact details (an email address and a phone number), together with additional verification (a state-issued ID, proof of income, etc)
You can apply online, receive an offer within minutes, provided that you qualify, and get the funds within one business day.
We do not provide payday loans. However, we have partners who offer such financial products:
Title Max - along with payday loans, they also provide title loans, installment and personal loan products;
QuickCashLoansWow.com - our local partners specialize in 1-hour payday loans, same-day cash advances, and allow applications online and by phone;
Cash Link USA - a state-licensed direct lender with a spotless reputation, ready to offer you a quick payday advance.