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AGF
Mortgage,
Inc. |
Since 1993
(816)
361 -9988
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9229
Ward Parkway, Suite 109 Kansas City, Missouri
64114
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816 361-9988
800 931-4243 |
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Since
1993, we have been offering low rates and low closing
costs mortgage loan to our customers in Kansas and
Missouri. |
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The states which we
originate loans |
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Kansas
Missouri |
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HARP Home Affordable Refinance
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This relief plan was created by Fannie Mae and Freddie Mac as a
part of the stimulus package to help millions of homeowners to
refinance their loans with low interest rates even if the
current appraisal value of their homes are less than their
current loans balance.. |
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With no
obligation to you |
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Would like our experience loan officer to call and
explain to you our loan programs with no obligation to
you? If so, Please complete the form bellow. |
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Missouri and Kansas Mortgage Rate for
Primary Home
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8 |
Please call for rates on Harp
programs 816
361-9988
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Years
Fixed |
Rates |
Origination |
APRS* |
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30/25/20
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4.500% |
00.000 |
4.601% |
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15/10 |
3.750 |
00.000 |
3.8625% |
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FHA Rates |
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30
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4.125 |
FHA Fee
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5.125% |
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15
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3.875 |
FHA Fee |
4.395% |
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8 |
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The above rates are for
08/02/2013
based
on loan amount of
$250K
and credit score of 720 for Kansas and
Missouri residence. Rates for other loan
programs,
please call: |
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816 361-9988 or 800-930-4243 |
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Also ask for rate
with no closing costs Loans |
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*APR numbers are based on the assumption that loans will be
closed at the end of the month.
Minimum Loan amount $50,000. |
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HARP-Refinance
your Mortgage
with Making Home
Affordable Plan |
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Under harp plan, eligible
homeowners can
refinance their mortgages
to a new, potentially lower
interest rate, with
additional flexibility to
assist many homeowners who
have previously had
difficulty refinancing due
to declining property
values. Borrowers will need
to be current on their
mortgage payments to qualify
for this refinance. |
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Appraisal Value |
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For
one
unit
primary
home
there
is
no
loan
to
value
limit.
The
loan
amount
could
be
higher
than
the
appraisal
value. |
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Example:
three
years
ago,
you
bought
a
house
for
$100,000
and
you
got
a
loan
for $80,000 with
6.00%
or
higher
interest
rate.
Now,
due
to
the
declining
home
values
your
home
appraises
only
$65,000
or
even
less.
With
this
plan
your
loan
will
not
decline
due
to
the
property
value. |
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Your Current
Loan
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Your
current
loan
should
be
Fannie
Mae's
loan
but
could
be
serviced
with
any
bank
or
mortgage
company
such
as:
Bank
of
America,
Citi,
Chase,
Countrywide,
Fifth
Third
Bank,
Well's
Fargo,
Washington
Mutual,
Capital
Federal
Saving,
JB
Nutter,
or
others
and
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New Loan Amount |
Your new loan
amount will
include:
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Balance
of
existing
loan |
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Closing
costs |
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Prepaid
Items |
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But, you can not get cash back more than $250. |
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Who
Should Apply?
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The
borrowers
who are
homeowners
and are
current
on their
mortgage
payments,
but are
unable
to
refinance
because
the home
value
has
decreased.
With
this
Fannie
Mae'
home
affordable
loan
plan,
they may
be able
to
refinance
and
convert: |
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With no Mortgage
Insurance |
The new loan
will not have
mortgage
insurance if
your current
loan did not had
mortgage
insurance, but
If your existing
loan has
mortgage
insurance, it
will not qualify
for this plan. |
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No Cash Out with
Harp Plan |
You can not get
any cash out
from this
transaction at
closing. |
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Property Types |
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Four units |
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Fannie Mae? |
To
find out if your
loan is with
Fannie Mae
click here |
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Interest Rate Explanations
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Interest Rate Explanations |
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The
rates showing at the
top of this page are
conforming rates for
Kansas and Missouri
homeowners and are
based on a loan size
of $250,000. These
rates
are approximates due
to the fact that
rates change by the
hour. Since rates
for stated income
loans, loans on
rental properties,
second mortgages,
and home equity
lines of credit vary
based on the loan
size, document type
(full doc, stated
income or no income
verification),
property type (the
number of units),
and credit score, it
is very difficult to
post more accurate
rates for each of
our loan programs.
To get a more
accurate interest
rate for the loan
program that you
have in mind, please
complete the
contact request
form with
your approximate
loan size, document
type, property type,
and your credit
score (if known). A
loan officer will be
happy to provide you
with a more accurate
interest rate
quote. You can also
call us any time
from 8 A.M. to 8
P.M. seven days a
week.
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Why AGF Mortgage should be your
choice?
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Why AGF Mortgage should be your
choice?
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AGF Mortgage, Inc. was
founded in 1993 with a commitment to
Kansas and Missouri residents to
provide the best possible real
estate loans for owner occupied, non
owner occupied (rental home), and
second homes with low rates and low
closing costs. |
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When it comes to our
rates, whether you are an employee
or self employed, you will find the
most suitable loan program among
hundreds that we offer through over
fifty investors. Our experience
makes the loan processing smoother
and faster.
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We challenge the major
lenders in this area such as Chase,
Bank of America and others with our
low costs and excellent service. |
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Loan on Investment Property |
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Loan on Investment Property |
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Are you searching for a loan to
purchase or refinance multi family
units from 1 to 4 units (1 unit,
duplex, triplex or 4-plex) of rental
property with low rates and low
closing costs? Would you like
an expert loan officer to answer any
question you may have? If so, you
are in the right place. We have been
providing loan on investment
properties for our clients for the
past 15 years with down payments as
little as 10% .
The states that we offer our
commercial loan are: AL, AK, CA, CO,
CT, DE, GA, ID, IN, IL, IA, KS, KY,
LA, ME, MD, MA, MI, MO, MT, NC, NE,
NH, NM, OH, OK, OR, PA, SC, TN, TX,
UT, VT, VA, WA, WV, WY
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AGF Mortgage,
Inc. is licensed in KS and
MO. Missouri Residential
Mortgage License Registrant
NO. 06-063 and
Kansas Residential Mortgage
License Registrant NO.
MC.0002312 |
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Home,
HARP
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Harp Loan in Kansas City
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Copyright © 1998-2022 AGF Mortgage Inc. |
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