AGF Mortgage, Inc.

   Since 1993                                                (816) 361 -9988  

9229 Ward Parkway, Suite 109  Kansas City, Missouri  64114        

 Loan on Rental Home  

Harp Loan in Kansas City


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No Cost Pre-Approval


 816 361-9988      800 931-4243


No Cost Pre-Approval

Since 1993, we have been offering low rates and low closing costs mortgage loan to our customers in Kansas and Missouri.


The states which we originate loans


 image Kansas  image Missouri


HARP Home Affordable Refinance

This relief plan was created by Fannie Mae and Freddie Mac as a part of the stimulus package to help millions of homeowners to refinance their loans with low interest rates even if the current appraisal value of their homes are less than their current loans balance..


With no obligation to you


Would like our experience loan officer to call and explain to you our loan programs with no obligation to you? If so, Please complete the form bellow.

 Other Loan Programs

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image FHA Loan

image Personal Loans

image Loan on Rental Property

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  Online Application




Missouri and Kansas Mortgage Rate for Primary Home

      Please call for rates on Harp programs     816 361-9988

Years Fixed








15/10 3.750 00.000 3.8625%
FHA Rates
30  4.125 FHA Fee 5.125%
15  3.875 FHA Fee 4.395%

The above rates are for 08/02/2013 based on loan amount of $250K and credit score of 720 for Kansas and Missouri residence. Rates for other loan programs, please call:


816 361-9988 or 800-930-4243

Also ask for rate with no closing costs Loans

*APR numbers are based on the assumption that loans will be closed at the end of the month. Minimum Loan amount $50,000.


For details on the following list click on your choice.


 Why choose AGF Mortgage


 Interest rate explanation


 Who should apply


 Mortgage insurance


 Appraisal value


 Property types

image   New loan amount image

 Credit score


Quick Quote for Kansas and Missouri




Phone Number:

Best Time to call:



  State:   City:

Property Type:

Loan Amount


Loan Purpose:

Property Value:


Your credit score

Purchase Price



HARP-Refinance your Mortgage with Making Home Affordable Plan


Under harp plan, eligible homeowners can refinance their mortgages to a new, potentially lower interest rate, with additional flexibility to assist many homeowners who have previously had difficulty refinancing due to declining property values. Borrowers will need to be current on their mortgage payments to qualify for this refinance.


Appraisal Value


For one unit primary home there is no loan to value limit. The loan amount could be higher than the appraisal value.


Example: three years ago, you bought a house for $100,000 and you got a loan for $80,000 with 6.00% or higher interest rate.  Now, due to the declining home values your home appraises only $65,000 or even less. With this plan your loan will not decline due to the property value.


Your Current Loan


Your current loan should be Fannie Mae's loan but could be serviced with any bank or mortgage company such as: Bank of America, Citi, Chase, Countrywide, Fifth Third Bank, Well's Fargo, Washington Mutual, Capital Federal Saving, JB Nutter, or others and ...


New Loan Amount

Your new loan amount will include:


Balance of existing loan


Closing costs


Prepaid Items



But, you can not get cash back more than $250.

Who Should Apply?



The borrowers who are homeowners and are current on their mortgage payments, but are unable to refinance because the home value has decreased. With this Fannie Mae' home affordable loan plan, they may be able to refinance and convert:


With no Mortgage Insurance

 The new loan will not have mortgage insurance if your current loan did not had mortgage insurance, but If your existing loan has mortgage insurance, it will not qualify for this plan.

No Cash Out with Harp Plan

You can not get any cash out from this transaction at closing.

Property Types


image  Single Family Dwelling

  image  Rental home

image  Duplex or 2 units

  image  Second home

image  Triplex or 3 units

  image  Investment Properties

image   Four units

  Fannie Mae?  To find out if your loan is with Fannie Mae click here
Interest Rate Explanations



Interest Rate Explanations

The  rates showing at the top of this page are conforming rates for Kansas and Missouri homeowners and are based on a loan size of $250,000. These rates are approximates due to the fact that rates change by the hour. Since rates for stated income loans, loans on rental properties, second mortgages, and home equity lines of credit vary based on the loan size, document type (full doc, stated income or no income verification), property type (the number of units), and credit score, it is very difficult to post more accurate rates for each of our loan programs. To get a more accurate interest rate for the loan program that you have in mind, please complete the contact request form with your approximate loan size, document type, property type, and your credit score (if known). A loan officer will be happy to provide you with a more accurate interest rate quote.  You can also call us any time from 8 A.M. to 8 P.M. seven days a week.    


Why AGF Mortgage should be your choice?

Why AGF Mortgage should be your choice?

AGF Mortgage, Inc. was founded in 1993 with a commitment to Kansas and Missouri residents to provide the best possible real estate loans for owner occupied, non owner occupied (rental home), and second homes with low rates and low closing costs.

When it comes to our rates, whether you are an employee or self employed, you will find the most suitable loan program among hundreds that we offer through over fifty investors. Our experience makes the loan processing smoother and faster.                                             

We challenge the major lenders in this area such as Chase, Bank of America and others with our low costs and excellent service.


Loan on Investment Property

Loan on Investment Property

Are you searching for a loan to purchase or refinance multi family units from 1 to 4 units (1 unit, duplex, triplex or 4-plex) of rental property with low rates and low closing costs?  Would you like an expert loan officer to answer any question you may have? If so, you are in the right place. We have been providing loan on investment properties for our clients for the past 15 years with down payments as little as 10% .  The states that we offer our commercial loan are: AL, AK, CA, CO, CT, DE, GA, ID, IN, IL, IA, KS, KY, LA, ME, MD, MA, MI, MO, MT, NC, NE, NH, NM, OH, OK, OR, PA, SC, TN, TX, UT, VT, VA, WA, WV, WY

image For 1 to 4 units rental properties



AGF Mortgage, Inc. is licensed in KS and MO. Missouri Residential Mortgage License Registrant NO. 06-063 and Kansas Residential Mortgage License Registrant NO. MC.0002312


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